Coverage Features:

No war or terrorist exclusions: You are covered on and off duty with no hazardous, line of duty or occupational restrictions.

Emergency death benefit: Payment of up to $15,000 (subject to contestability).

Optional spouse and child coverage: Easily purchase coverage using the same enrollment form. Simple payment is available through military allotment.

No medical exam if you answer "no" to the medical questions on the application and you are within the following ages and amounts requested: - Under age 50 and requesting amounts of $250,000 or less - Age 50-59 and requesting amounts of $100,000 or less - Age 60-69 all amounts require medical underwriting.

Coverage from $50,000 to $500,000 Based on your individual situation, you decide what is right for you and your family.

Full coverage after retirement or separation: As long as contributions are paid, coverage continues to age 70*. Coverage is not impacted by retirement and there are no occupation restrictions, so regardless of what you do after separation or any health issues that develop in the future, you’re covered. *At age 70 coverage terminates on the last day of the calendar month.

Family Survivor College Scholarship: Your spouse and children are eligible for $10,000 per year, per family, up to a total maximum benefit of $40,000 towards a college degree, if you are killed in a combat zone as a result of combat action, or as a result of foreign or domestic terrorism (not available in Virginia).

Will Preparation Services: Offers you and your spouse unlimited face-to-face or telephone meetings with an attorney, from MetLife Legal Plans’ network of over 18,000 participating attorneys, to prepare or update a will, living will, and Power of Attorney. Will Preparation and MetLife Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio.

Coverage will either be approved by MetLife based upon its underwriting rules and your answers or you will be asked to submit additional medical information in order for MetLife to complete its review of your application for coverage. Coverage is not available in all states and certain state limitations may apply to some provisions. All applications are subject to review and approval by Metropolitan Life Insurance Company based upon its underwriting rules. This policy contains certain exclusions, limitations, reductions of benefits and terms for coverage. Any such exclusions, reductions or limitations will be fully described in the life insurance certificate, the terms of which shall govern the provision of benefits. Policy form # 149107]1]G.