National Guard State Sponsored Life Insurance  

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Militia Administrative Services, Inc.
SSLI Administrator
Militia Administrative Services, Inc.
48 Main Street
Sturbridge, MA 01566
TOLL FREE: 1-800-633-8333


Product Highlights
AFBA Better Alternative Group Level Term Life Insurance is designed in three phases. Rates increase as you reach each new age group. Coverage continues to age 70 and cannot be cancelled by AFBA, subject to policy provisions, as long as you pay all rates due.

Phase 1: ages 18 - 49             Phase 2: ages 50 - 59             Phase 3: ages 60 - 69

Eligibility and Issue Ages:
Member: An active member of the Army or Air National Guard who is under age 60 is eligible to apply for this AFBA Better Alternative Group Level Term Life Insurance.

Spouse: Such Member's spouse is also eligible to apply for this coverage.

Rates and Face Amounts
AFBA Better Alternative Group Level Term Life Insurance is available in $50,000 units with a minimum of $50,000 and a maximum of $400,000.


With AFBA Better Alternative Group Term Life Insurance, you get:

Affordable life insurance: You can provide $50,000 of protection for your family for as little as $4 a month if you're under 50 years of age and don't use tobacco or nicotine products.

Benefits designed with you - the service member - in mind. Our coverage has NO combat or terrorism exclusions, and you are covered on and off duty. So no matter what you are doing or where you are in the world, you are covered 24/7.

No medical exam under age 50 for up to $250,000 of coverage and up to age 60 for $100,000. For spouses, no medical exam under age 40 up to $250,000 and under age 50 up to $150,000. Just complete the enrollment form and answer a few health questions.

Coverage from $50,000 to $400,000. Based on your individual situation, you decide how much coverage is right for you and your family.

Emergency death benefit payment: Up to $15,000 is payable unless the death is within the contestability period and/or under investigation. If payable it will be mailed to the beneficiary within one business day of notification to help your loved ones with immediate costs.

Full coverage after retirement or separation. As long as contributions are paid, coverage continues to age 70. There are no occupation restrictions, so regardless of what you do after the military, you're covered. Regardless of any health issues that may develop in the future, you're still covered.

Family survivor college scholarship. Your spouse and children are eligible for $10,000 per year, per family, up to a total maximum benefit of $40,000 toward a college degree, if you are killed in a combat zone as a result of acts of foreign or domestic terrorism. See for details.

Spouse and child coverage. You can easily purchase coverage for your spouse and child(ren) using the same enrollment form.

Providing peace of mind for your family is affordable and enrolling is easy. Call today or go to to enroll.

Underwritten by: 5Star Life Insurance Company